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Payday loan lenders had a lot of anecdotal horror stories from some person that no one has ever heard a legion. Come to think of it, there is nothing horrible about a payday loan. A payday loan is a small loan that you pay back quickly, usually the next payday. Usually $15 to $30 per $100 loaned is paid for fee for the financing. A payday loan is a great help when we are in a financial urgency. Let say you had a sudden expense and missed your utility bills and are facing utility disconnection, but your payday is still away. That is where they come in handy, and if you pay it back on payday, a payday loan won’t build interest like a credit card. To learn more, click here, http://personalmoneystore.com/moneyblog/2009/05/11/everincreasing-payday-loan-dose/